Banking Viva:
Banking Viva: Account Opening
Candidate: Assalamualikum, May I Coming Sir
Board: Walikumassalam, Yes, Please Sit
Board: In which desk do you work in the branch?
Candidate: I work in Account Opening Desk
Board: What is Customer's Risk Grading?
Candidate: Customer's Risk Grading is the assessing of a customer's risk based on his/her business & profession, business types, account opening types, geographical and transactional grounds, etc.
Board: Please tell the High Risk Types of Business
Candidate: Jewelry, Real State, Money Changer, Courier Service, Mobile Banking Agent, Export & Import, etc.
Board: Please tell the Low Risk Types of Business
Candidate: Poultry/Dairy/Fishing Farm, Agro Business, Computer/Mobile Phone Dealer, Small Business (Where Investment is TK less than 50 Lac) etc.
Board: What is KYC?
Candidate: Know Your Customer
Board: Please tell about KYC
Candidate: KYC is the collecting and verifying a customer's details and complete information that is customer's identity, business, risk, etc. from genuine sources.
Board: What is eKYC?
Candidate: Electronic know your customer
Board: Who is Walk-in-Customer?
Candidate: The customer who does not maintain account with that bank from where he/she takes banking services.
Board: What is SCDD?
Candidate: Simplified Customer Due Diligence
Board: What documents do you take while opening a Proprietorship Current Account?
Candidate: Customer Photo, Valid NID/ Photpaste ID, Valid Trade License, Seal, Nominee Photo and Nominee Photpaste ID.
Board: Good, you may come
Candidate: Thank you sir.
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